The O-A visa is issued to those over 50 years old and provides a long-stay option in Thailand. It's often referred to as a “retirement visa”.
This visa is applied for in your home country, at a local Thai embassy or consulate. The application can usually be done by mail and takes a minimum of 15 days to process.
In this post, I'll run through the benefits of the visa and the requirements you need to meet to be approved.

Beautiful Koh Lanta. Image credit: Wojciech Portnicki
O-A Visa Benefits
The visa is active from the date of issue. You are granted a 1-year stay from the date of entry to Thailand.
This is a multiple entry visa. What that means is: you can leave Thailand and re-enter as and when you please, within the validity of the visa.
The great thing about the O-A visa is that the multiple entry aspect allows a further one year stay on any entry, so if you exit and re-enter just before the visa expires you get another one year's stay.
When your visa has expired and your permitted stay inside the country is coming to an end, you can extend the visa inside Thailand, at an immigration office. A little more about that later on.
O-A Visa Required Documents
There's a fair bit of documentation to get together. Here's what you will need to submit to your local Thai embassy or consulate.
- Your passport and a copy of your passport. Your passport must have validity of at least 18 months and have at least one empty page.
- The visa completed application form (in black or blue ink).
- A medical certificate (notarized) showing no prohibitive diseases in accordance with the Ministerial Regulation No.14(B.E. 2535).
- Three passport-size photographs (2″x2″). Photographs must have a lightly color background with a full-face view of the person with no hat or dark glasses. Photos must be no more than 6 months old.
- Bank statement showing a deposit of the amount equal to and not less than 800,000 Baht, or an income certificate (original not a copy) with a monthly income of not less than 65,000 Baht, or a deposit account plus a monthly income totaling not less than 800,000 Baht. Submitting a bank statement requires a letter of guarantee from the bank (original not a copy). For the initial financial requirement, the money can be in your home country bank account. Once you apply for an extension after the first year in Thailand, the money has to be in a Thai bank at least 2 months prior to the extension.
- A letter of verification from the relevant authority in your country to show that you have no criminal record. Internet documents are not accepted.
- A copy of your airline tickets.
- The required health insurance (as discussed below).
O-A Health Insurance Requirement
The O-A visa has a mandatory health insurance requirement. The policy must cover a minimum 440,000 Baht, or the equivalent if the policy is issued outside of Thailand.
The total must cover inpatient services.
The policy can be obtained from a Thai or foreign insurance company, and must state that you are medically insured for the period, with the aforementioned coverage.
If you use a foreign insurance company, you will need to provide the original policy and two copies. You will also need to get the insurance company to fill out and stamp a form, which can be seen here.
If you use a Thai company, you will only have to provide the two copies.
The easiest option is to take out your insurance with a reputable Thai company, although one with English-speaking customer service is highly preferable.
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O-A for Your Spouse
If you have a spouse over the age of 50, she/he can apply for an O-A visa too.
If your spouse is younger than 50, he or she can apply for temporary stay under the Category ‘O’ visa. He or she will need to provide your marriage certificate as evidence.
90-Day Reporting
All long stay visas come with a 90-day reporting requirement, which involves producing a number of documents for immigration.
You can report in person, by mail and online. In person is easiest, but when working, the online system is convenient, particularly if you live far from an immigration office.
The reporting requires the following documents:
- Passport
- Notification form (TM47)
- Copy of passport info page (with photo, name, passport number, etc.)
- Copy of current visa
- Copy of latest entry stamp
- Copy of latest visa extension
- Copy of departure card (TM6)
- Copy of previous 90-day slip (if any)
Extending Your Stay Inside Thailand
As mentioned previously, you can extend your stay in Thailand beyond the validity of your visa. But don't wait for your visa to run out to do this. Instead, start the process 30 days beforehand.
This extension requires you to prove an income of 65k Baht per month income by way of a confirmation of income letter from your embassy, or 800k in a local Thai bank account 3 months prior to the application. The latter requires a confirmation letter from the bank and a copy of your bank passbook.
You will also need to fill out a TM7 (extension of stay form).
At this point it is worth noting that you can avoid applying for an O-A visa in your home country and instead obtain a long stay by doing this exact extension process in Thailand.
So instead of applying for an O-A Visa, you would apply for a Non Immigrant O Visa at your local Thai embassy or consulate instead.
The Non Immigrant O Visa gives you a 90-day stay on arrival. Before this expires inside Thailand (up to 30 days), you can do the one year extension at an immigration office.
So if you'd rather avoid applying for the O-A visa in your home country and having to provide the medical certificate, criminal record check, and the insurance requirement, you can take this alternative route.
I've written about this type of “retirement visa” extension here.
In Summary
The route a person takes to obtaining a long stay usually depends on the timeframe they are working with and how quickly they want to get to Thailand.
Applying for an O-A visa in your home country does have its benefits: You get stamped in for a year as soon as you enter, and you can exit and re-enter just before your visa expires and get stamped in for another year.
Some people would rather just have everything sorted before they leave and not have to think about doing an extension of stay in Thailand, whereas others may want to avoid that criminal record check (ahem).
I appreciate that if you're applying for a visa for the first time there may be some confusion and questions. So feel free to ask away in the comments section below.
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Last Updated on
Ken F says
Nov 12, 2021 at 3:26 pm
TheThailandLife says
Nov 12, 2021 at 5:58 pm
Ken F says
Nov 12, 2021 at 6:48 pm
TheThailandLife says
Nov 12, 2021 at 7:16 pm
Ken F says
Nov 12, 2021 at 7:35 pm
TheThailandLife says
Nov 12, 2021 at 7:41 pm
Ken F says
Nov 12, 2021 at 7:46 pm
JamesE says
Nov 12, 2021 at 8:40 pm
Ken F says
Nov 11, 2021 at 10:01 am
Ken F says
Anyway, whatever happens I would just like to urge people to start the application process for their long-term visas an absolute bare minimum of 6-weeks ahead of time, and probably a minimum of 3 weeks ahead of time for the Thailand Pass. This is necessary primarily due to the fact that there are absolutely no even remotely useful instruction for either and it can sometimes take a very long time to get all of your questions answered adequately by the Thai consulate. And believe me, even if you have an IQ north of 130 you are going to have a lot of question about filling out the often nonsensical visa application form correctly. And this is because it is often not clear at all what they are even asking you, nor is it made clear what constitutes valid documentation for various things or even what form those documents should take. For example, I have been told after the fact by both Peter and James that the Thai visa application examiners will not look at more than the first page of any insurance document you send them. But seeing as how they obviously have to routinely look over multiple pages of financial documents (3-months of back statements) who on earth would possible suspect that they might not check multiple pages of your insurance documents? Nobody would, of course. Speaking of which, this has also turned out to be a big problem with the new Thailand Pass. The Thailand pass only allows you to upload a single document for each category and now many people are being denied because either their hotel booking confirmations or insurance confirmations did not have all the relevant information contained in a single page. And since it is not recommended that you put multiple pages in a single document your only real option in such cases would be to either find different hotels and insurance providers which put all the relevant info onto a single page, or to contact the existing companies and tell them to modify their existing forms and then re-send them to you. But again, HOW ON EARTH could anyone possible suspect that this would be necessary ahead of time?
The bottom line is, you just have to allow yourself WAY more time than you think would be reasonably necessary to get these tasks completed successfully. And always have a big bottle of aspirin on hand.
Nov 11, 2021 at 1:37 am
TheThailandLife says
Nov 11, 2021 at 2:22 am
Ken F says
Nov 11, 2021 at 4:05 am
Nick Ward says
Hopefully this means they are getting their act together now and everything will run smoother.
Good luck to anyone still waiting.
Nov 17, 2021 at 2:14 am
TheThailandLife says
Nov 17, 2021 at 5:53 am
Bill says
Jan 26, 2022 at 10:40 am
Ken F says
You know, I have come to the realization over these past few weeks that the Thai visa process is about as much fun as getting repeatedly punched in the face with a pair of brass knuckles. Actually it’s more like trying to walk through quicksand. The more you struggle to go forward the faster you sink.
Nov 02, 2021 at 11:51 am
JamesE says
Second - You can't get an O-A once in Thailand. You'll be able to extend your O by a year by reason of retirement once you meet the requirements but it won't be an O-A. The blank certificate you've been given is a holdover from when the O-A was the only visa with an insurance requirement. Don't seat that part.
Look through your paperwork for a certificate. It will be a single sheet signed and (probably) sealed. You shouldn't need more than that.
Nov 02, 2021 at 8:21 pm
Ken F says
By the way, thanks for the clarification on the Non-O visa. Although since the Non O can be extended for the same length of time as the Non-O-A it really doesn’t matter I suppose – six of one, a half dozen of the other. And if I do find down the road that there is some advantage to the O-A I would imaging that it could be applied for from a bordering country, just as we used to have to go to a nearby country to switch from a tourist visa to a working visa when living in Japan.
Nov 03, 2021 at 6:33 am
Ken F says
Nov 03, 2021 at 7:27 am
TheThailandLife says
Nov 03, 2021 at 5:35 pm
Ken F says
Nov 04, 2021 at 12:55 am
Joe says
Nov 01, 2021 at 5:13 pm
Ken F says
Nov 01, 2021 at 5:01 pm
Ken F says
Nov 03, 2021 at 3:50 am
TheThailandLife says
Nov 03, 2021 at 5:36 pm
Ken F says
Oct 30, 2021 at 4:37 am
Ken F says
1. When my flight arrives in Bangkok on November 15th will I be able to immediately take my domestic flight to Phuket due to the new rules being in effect then, or will I still need to exit the Airport in Bangkok first and take my test there and wait 24 hours there rather than in Phuket?
2. If I am coming in on a Non Immigrant-O visa do I need to have a round trip ticket?
3. Apparently I need a local Thai address for both the e-visa application and for the health insurance application but I obviously do not have a local address so what address should I use on this applications? My original plan was to stay at a hotel in Phuket for a week while I looked for a permanent place to stay but it is hard to even make hotel reservation when I don’t know how the new rules will apply to an application being made in October. For instance even though I will likely only need to stay one night in an ASQ hotel in November (either in BKK or Phuket, or both) do I need to have a reservation for a week at an ASQ simply because my application is being filed in October? And either way, will an address at a hotel for a week be sufficient for a 90-day visa application? And I will probably have this same issue with the COE
I really need to get my visa application filled immediately because if it does not come through in time for some reason I will have to enter on a tourist visa on arrival (which should be allowed by November) and then exit again to a neighboring country to once again apply for my Non-O visa.
Oct 27, 2021 at 3:22 am
JamesE says
2) No. The only requirement for RT booking I’ve seen is for a TV or VE entry.
3) Use the hotel address. That’s what I did for all entry documents even though I’m only staying in Phuket a week. I had no problems doing that and didn’t get questioned further.
Visa Exemption arrivals are allowed right now, so no problem there either.
Oct 27, 2021 at 5:35 pm
Ken F says
Oct 27, 2021 at 6:50 pm
Ken F says
Oct 27, 2021 at 7:09 pm
Ken F says
“No.4 US ID card or driver license as no. 11.
No.5 and 6 Bank statement”
So apparently number 11 and number 6 are completely redundant. It also looks like a drivers license is sufficient for proof of residence, which is great. Here in the USA proof of address for anything official usually means having to have a recent piece of mail with your name and address on it. And since I went paperless ten years ago this is always a problem.
Anyway, now the only thing I’m waiting on is a confirmation of the hotel booking I made the other day and then I can finally submit this thing and start working on the COE or Thailand Pass.
Oct 28, 2021 at 8:47 am
JamesE says
Oct 28, 2021 at 9:12 am
Ken F says
By the way, thanks for catching my typo – although it was actually correct in the copy of the questions I sent to the consulate, which was supposed to be posted immediately above my last post (the one with the answers to those questions) but which instead somehow ended up below. I often do not proofread my posts before submitting them despite knowing how prone I am to making typos. Anyway, as for my initial confusion concerning GBP it was because I had just completely forgotten that this was the currency code for currency in the UK, but it came back to me shortly after submitting the post. You would think that they would just use Thai Baht to avoid confusion since people from so many different countries are going to be applying for visas. But I guess they just decided to use the Pound for all visa applicants from English speaking countries. Perhaps this is due to the fact that Thailand just gets a lot more visitors from the UK than it does from the USA – or at least this used to be the case.
As for putting my trading account statements on 6 and my checking and savings account statements on 5, that is actually exactly how I was initially planning on doing it. Although now I’m thinking that I might just put all the statements for all these things on both 5 and 6 just to be on the safe side.
Oct 28, 2021 at 11:17 pm
Ken F says
Thank you again for your reply but now I am having trouble with the e-visa application and there are simply no useful instructions on the website. Specifically I am having trouble with items 4 and 11 on the support documentation page. Item 4 ask for “proof of residence in the country in which the application is being submitted” but it does not say what would constitute such proof. What kind of documents do I need to prove such a thing? Also how does this differ from item 11, which asks for “proof of current residency”? Both are asking for proof of residency but neither one explains what kind of documents are acceptable to prove said residency or even what is meant by “residency”. In the USA the term “US resident” usually refers to a resident alien and not to a US citizen like myself. So, I can only assume that item 4 is asking for proof of my citizenship while item 11 is actually asking for proof of address. Still, I have no way of knowing this for sure. And even if this is the case I do not know what documents are acceptable to the Thai government to prove these things as no examples are given in the online instructions.
I also have a problem with item 5 and 6. Both ask for “financial evidence” and while 5 explains that it is for either proof of a pension, or 3-months of back bank statements showing a standing balance of at least 10,000GBP, item 6 says nothing. Item 6 also says “financial evidence” yet there is no explanation whatsoever as to what financial evidence they are talking about and how it differs from the evidence for item 5.
Oct 28, 2021 at 4:03 am
Thida McClure says
Do they usually grant a visa on the day you submit or is there a waiting period?
Oct 11, 2021 at 8:57 am
TheThailandLife says
Oct 11, 2021 at 5:17 pm
Laurence Mabileau says
Oct 11, 2021 at 5:36 pm
Julian says
Oct 01, 2021 at 3:06 pm
TheThailandLife says
Oct 05, 2021 at 5:16 pm